The Smartest Corporate Card for SMEs and Startups

With rewards that actually matter.

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Introducing the Aspire Card


Sign up in minutes for free. No annual fees, minimum spends, or hidden charges.


Utilise your virtual card instantly. Get real-time spend notifications.


Transact in over 40+ currencies at the real exchange rate.

Spend it smart

The Aspire Card is a free virtual card linked to your Aspire Business Account.

Earn cashback

Up to 1% cashback on marketing & SaaS spend. No strings attached.
1% cashback on following apps

Spend at the real exchange rate

Zero foreign transaction fees. Low transparent rates. No sneaky markups, no hidden fees.
Lowest FX Rates

Real-time notifications

Get real-time spend notifications and advanced fraud protection with your virtual card.

What our customers say

Who knew that managing business finances could be fun. We've saved a significant amount on foreign transfers and earned cashback on our marketing spend - all synced with Xero to boot!

Shobhit Datta

Co-Founder, Hipvan

Commonly asked questions

What is the Aspire card?

The Aspire Card is a free virtual card linked to your Aspire Business Account. Cardholders enjoy no fx fees, and up to 1% cashback on online marketing and SaaS spend.

Where can I use it?

The Aspire card can be used for any transaction that accepts Visa as a payment option.

How long does it take for me to get my card?

Accounts are approved within 2 working hours. Upon approval you will receive a virtual card immediately, and you can proceed to utilise the card instantly.

How does the 1% cashback work?

Aspire cardholders will enjoy cashback of up to 1% on qualified spend (online marketing & SaaS). The reward table is outlined below.

Total card spend

Cashback on qualified spend

Up to $5,000
Above $5,000
Cashback payouts will be made monthly in SGD, credited directly into your Aspire Account.
Aspire reserves all rights to update our reward schemes at any time. Full card T&Cs here.

What qualifies as marketing & SaaS spend?

For the full list of qualified merchants, click here.

What are your FX rates?

Transactions made via your Aspire card will incur zero fx fees, and you'll spend at the mid-market rate with the low transparent fees we're known for. No sneaky markups, no hidden fees.

Do you have physical cards?

No, the Aspire Card is a virtual card. You'll also be able to add it to yourApple & Google Wallets in Q4 2020.

What are your card fees?

None. There are no application or annual fees associated with the Aspire Card. Apply today and start earning cashback!

We're here to help - reach us directly

Chat with us in-app, or via whatsapp, call or email

No branch visits, long waits, or answering machines

We're passionate and invested in growing your business

Do business with confidence

Your funds are safeguarded in trust

Your funds are kept strictly segregated in a trust account with a tier-1 partner bank, who is guaranteed by the Singapore Deposit Insurance Scheme (SDIC). This is as prescribed by the Payment Services Act, following MAS guidelines on the same.

Secure and private

We implement the highest digital security encryption and access protocols. Customer privacy is central to our build and we never share your data.

Set up a business account in minutes

Fast and simple. Aspire gives over 10,000 business owners their time back.
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