Integrated with

#1 Digital Business Account for SMEs and Startups

One account for all your business financial needs.
100% digital and free opening, no hidden fees.

Sign up in 5 minutes.

Business banking doesn't have to be hard

Manage your business finances from anywhere at anytime


Manage your business in real-time, on the go.


Open an account in minutes, completely online. No branch visits.


No monthly or fall below fees. Low, transparent pricing with free local transfers.

The all-in-one business account

Manage your business finances the way you should - easy, fast, and transparent

Make payments in real-time, on the go

Make payments while you're on the move.
Get real-time notifications on incoming funds.
Customise reminders and schedule future transfers.

Earn 1% cashback

For online marketing & SaaS purchases.
Up to $100,000 monthly spend.
No strings attached.

Save when you spend at the mid-market exchange rate

Do business without borders, with international transfers up to 7x cheaper than banks.
Lowest FX Rates

Everything synced with your accounting

Automated tagging to categorise your spend. Have everything linked to Xero. Financial statements? All taken care of.
1% cashback on following apps

Paperless Accounting with the Xero Partnership

Automated tagging to categorise your spend. Have everything linked to Xero. Financial statements? All taken care of.


Fastest sync on the market, hourly compared to daily by other banks


1-click integration from both platforms


Finance Manager Access feature, for paperless and a secured accounting
Aspire User Exclusive — Enjoy Xero subscription with 50% off on your first 3 months
Enjoy Reward

The better business account with no lock-in or fees

What our customers say

Aspire gives us the confidence to run our business while on the go. With real-time notifications we know who paid and when, and can make faster and smarter decisions.

Gerald Tan

CEO & Co-Founder
Yummy Bros

Commonly asked questions

What is an Aspire Account?

The Aspire Account is a business account that allows you to send and receive money for your business operations.

Is Aspire regulated by MAS?

Aspire is currently carrying on business under an exemption granted by the Monetary Authority of Singapore (MAS) and is currently exempted from holding a licence to provide payment services under the Payment Services Act (No. 2 of 2019). Aspire continues to provide such services pursuant to the Payment Services (Exemption for Specified Period) Regulations 2020.

Who is eligible for an Aspire Account?

All entities registered in Singapore with ACRA are eligible to apply.

The applicant must be the director of the business.

The director does not need to be a Singapore citizen, so foreigners are eligible to apply as long as their entity is registered in Singapore with ACRA.

What documents do I need to submit to apply?

Director’s identity document (NRIC, Passport, EP, DP, or Work Pass) or you can apply via MyInfo (Singpass)

How long will it take for my account to be approved?

Accounts with all required documentation are approved within 1 working hour. Upon approval, ou will be able to use your account and card to transact immediately.

What are the fees involved for opening an Aspire Account?

Opening an Aspire Business Account is completely free. There are no monthly, fall-below, or hidden fees. We take a transparent approach towards transaction pricing, which you can view here.

How is the money in my account secured?

Your monies are kept strictly segregated in a trust account with a safeguarding institution, as prescribed by the Payment Services Act, following MAS guidelines on the same. You are the beneficial owner of the monies held in the account, and our bank partner who holds your money deposit is an institution guaranteed by the Singapore Deposit Insurance Scheme (SDIC).

We're here to help - reach us directly

Chat with us in-app, or via call or email

No branch visits, long waits, or answering machines

We're passionate and invested in growing your business

Do business with confidence

Your funds are safeguarded in trust

Your funds are kept strictly segregated in a trust account with a tier-1 partner bank which is safeguarded in accordance with the Payment Services Act, following MAS guidelines on the same

Secure and private

We implement the highest digital security encryption and access protocols. Customer privacy is central to our build and we never share your data.

Set up a business account in minutes

Fast and simple. Aspire gives over 10,000 business owners their money and time back.
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