Consumer advisory - Aspire FT Pte. Ltd. is currently carrying on business under an exemption granted by the Monetary Authority of Singapore and is currently exempted from holding a licence to provide payment services under the Payment Services Act (No. 2 of 2019). Aspire FT Pte. Ltd. continues to provide such services pursuant to the Payment Services (Exemption for Specified Period) Regulations 2020. Aspire FT Pte. Ltd. is applying for the requisite payment institution licences under the Payment Services Act from the Monetary Authority of Singapore. Visa cards are issued and powered by NIUM Pte Ltd. Consumers and cardholders are advised to read all terms and conditions. Please note that the services mentioned in this page are not available for customers based in Indonesia and Vietnam.