Get Your Digital Business Account In Minutes

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Open account5% Cashback on Qualified Spend

Business banking doesn't have to be hard

Manage your business finances from anywhere at anytime


Stay on top of your business finances in real-time, on the go.


Open an account in minutes, completely online. No minimum deposit or branch visit.


Low, transparent fees. Spend at the mid-market exchange rate with 4x lower fees.

No hidden fees

Monthly Fees
Minimum Deposit
Transfer Fee (FAST)
FX Transfer Fee
from $30
from $35
from $40
FX Rate
0.47% markup
0.46% markup
0.48% markup
* $0 FAST Fee promotion valid till June 2021
** Limited to OCBC Business Growth Account customers

The all-in-one business account

With the Aspire Account you can spend, send, and borrow.

Manage your business in real-time

Make and receive business payments on-the-go. Get real-time spend notifications and customised reminders.

Stay on top of your finances with integrated accounting

Automated tagging to categorise your spend. Have everything linked to Xero. Financial statements? All taken care of.

Save when you spend at the real exchange rate

Do business without borders, with international transfers up to 19x cheaper than banks.
Lowest FX Rates

Grow your business with credit

Be equipped with the ability to grow your business through a line of credit. It's always there for when the right opportunity arises.
1% cashback on following apps

The better business account with no lock-in or fees

What our customers say

Aspire gives us the confidence to run our business while on the go. With real-time notifications we know who paid and when, and can make faster and smarter decisions.

Gerald Tan

CEO & Co-Founder
Yummy Bros

Commonly asked questions

What is an Aspire Account?

The Aspire Account is a business account that allows you to send and receive money for your business operations.

Is Aspire regulated by MAS?

Aspire is currently carrying on business under an exemption granted by the Monetary Authority of Singapore (MAS) and is currently exempted from holding a licence to provide payment services under the Payment Services Act (No. 2 of 2019). Aspire continues to provide such services pursuant to the Payment Services (Exemption for Specified Period) Regulations 2020.

Who is eligible for an Aspire Account?

All entities registered in Singapore with ACRA are eligible to apply.

The applicant must be the director of the business.

The director does not need to be a Singapore citizen, so foreigners are eligible to apply as long as their entity is registered in Singapore with ACRA.

What documents do I need to submit to apply?

Director’s identity document (NRIC, Passport or Work Pass) or you can apply via MyInfo (Singpass)

How long will it take for my account to be approved?

Accounts are approved within 2 working hours from submission of all required documents. You will then be able to use your account and card to transact immediately.

What are the fees involved for opening an Aspire Account?

Opening an Aspire Business Account is completely free. There are no monthly, fall-below, or hidden fees.

How is the money in my account secured?

Your funds are kept strictly segregated in a trust account with a tier-1 partner bank which is safeguarded in accordance with the Payment Services Act, following MAS guidelines.

We're here to help - reach us directly

Chat with us in-app, or via call or email

No branch visits, long waits, or answering machines

We're passionate and invested in growing your business

Do business with confidence

Your funds are safeguarded in trust

Your funds are kept strictly segregated in a trust account with a tier-1 bank which is safeguarded in accordance with the Payment Services Act, following MAS guidelines on the same

Secure and private

We implement the highest digital security encryption and access protocols. Customer privacy is central to our build and we never share your data.

Set up a business account in minutes

Fast and simple. Aspire gives over 10,000 business owners their time back.
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